/* =========================================================
   Peak American Retirement Calculator
   Brand-aligned light theme — Deep Blue, Sky Blue, generous whitespace
   Typography: Inter (display), Jost (body)
   ========================================================= */

:root {
  /* ---------- Brand palette (verbatim from PAF brand guidelines) ---------- */
  --brand-deep:        #101E5A;   /* Deep Blue — primary */
  --brand-deep-tint80: #404585;   /* 80% — used sparingly */
  --brand-sky:         #5D80B2;   /* Sky Blue — secondary */
  --brand-sky-tint60:  #8DA8C9;
  --brand-light:       #ACBDD3;   /* Light Blue */
  --brand-light-tint40:#E1E7EE;   /* very pale, used as soft fills */
  --brand-stone:       #CBC6C3;   /* Stone (warm neutral) */
  --brand-stone-tint40:#F2EFEE;
  --brand-black:       #070707;
  --brand-white:       #FFFFFF;

  /* ---------- Semantic surface tokens ---------- */
  --surface-page:      #F7F9FC;   /* very light cool wash */
  --surface-panel:     #FFFFFF;
  --surface-soft:      #F1F4F9;   /* eyebrow chips, hover fills */
  --surface-muted:     #FAFBFD;
  --border-subtle:     #E4E9F1;
  --border-strong:     #D5DCE7;

  /* ---------- Text tokens ---------- */
  --text-primary:      #101E5A;   /* deep blue for headings */
  --text-body:         #1F2A4A;   /* near-navy for body — high contrast */
  --text-muted:        #5A6680;
  --text-faint:        #8B95AB;
  --text-inverse:      #FFFFFF;

  /* ---------- Accent / state ---------- */
  --accent:            var(--brand-deep);
  --accent-soft:       var(--brand-sky);
  --accent-light:      var(--brand-light);

  --success:           #2F7D5A;
  --success-soft:      #E1F1E9;
  --warn:              #B07A20;
  --warn-soft:         #FBF1DD;
  --danger:            #B5453B;
  --danger-soft:       #FBE6E3;

  /* ---------- Shadows (very subtle — flat brand) ---------- */
  --shadow-xs: 0 1px 2px rgba(16, 30, 90, 0.04);
  --shadow-sm: 0 2px 6px rgba(16, 30, 90, 0.05), 0 1px 2px rgba(16, 30, 90, 0.03);
  --shadow-md: 0 6px 18px rgba(16, 30, 90, 0.07), 0 2px 4px rgba(16, 30, 90, 0.03);
  --shadow-lg: 0 16px 40px rgba(16, 30, 90, 0.10);

  /* ---------- Typography ---------- */
  --font-display: 'Inter', system-ui, -apple-system, 'Segoe UI', sans-serif;
  --font-body:    'Jost', system-ui, -apple-system, 'Segoe UI', sans-serif;

  --text-xs:  12px;
  --text-sm:  13px;
  --text-base:15px;
  --text-md:  17px;
  --text-lg:  20px;
  --text-xl:  26px;
  --text-2xl: 34px;
  --text-3xl: 46px;
  --text-hero:60px;

  /* ---------- Spacing ---------- */
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 20px;
  --space-6: 24px;
  --space-7: 32px;
  --space-8: 40px;
  --space-9: 56px;
  --space-10: 72px;
  --space-11: 96px;

  /* ---------- Radii ---------- */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-pill: 999px;

  /* ---------- Motion ---------- */
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
  --dur-fast: 140ms;
  --dur: 220ms;
  --dur-slow: 360ms;
}

/* =========================================================
   Reset & base
   ========================================================= */
*, *::before, *::after { box-sizing: border-box; }

html, body { margin: 0; padding: 0; }

html {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.55;
  color: var(--text-body);
  background: var(--surface-page);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

body {
  min-height: 100vh;
  background:
    radial-gradient(circle at 0% 0%, rgba(93, 128, 178, 0.08), transparent 55%),
    radial-gradient(circle at 100% 30%, rgba(172, 189, 211, 0.18), transparent 50%),
    var(--surface-page);
  background-attachment: fixed;
  font-weight: 300;     /* Jost Light per brand */
  letter-spacing: 0.005em;
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--text-primary);
  margin: 0;
  line-height: 1.15;
}

p { margin: 0; }
a { color: var(--brand-deep); text-decoration: none; transition: color var(--dur) var(--ease); }
a:hover { color: var(--brand-sky); text-decoration: underline; text-underline-offset: 3px; }

button { font-family: inherit; cursor: pointer; }
input, select, textarea { font-family: inherit; color: inherit; }

/* Hide legacy decorative blobs entirely (light, flat brand has no blobs) */
.bg-blobs, .blob, .blob-1, .blob-2, .blob-3 { display: none !important; }

/* =========================================================
   Layout
   ========================================================= */
.container {
  max-width: 1240px;
  margin: 0 auto;
  padding: var(--space-6) var(--space-6) var(--space-11);
}

@media (max-width: 720px) {
  .container { padding: var(--space-5) var(--space-4) var(--space-9); }
}

/* =========================================================
   (Standalone header removed — calculator is embedded inside
    the Peak American site, which provides its own chrome.)
   ========================================================= */

/* =========================================================
   Hero
   ========================================================= */
.hero {
  padding: var(--space-8) 0 var(--space-9);
  max-width: 880px;
}

.eyebrow {
  display: inline-block;
  background: var(--brand-light-tint40);
  color: var(--brand-deep);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 7px 14px;
  border-radius: var(--radius-pill);
  border: 1px solid rgba(16, 30, 90, 0.08);
  margin: 0 0 var(--space-5);
}

.hero-title {
  font-size: clamp(38px, 6vw, var(--text-hero));
  font-weight: 700;
  letter-spacing: -0.025em;
  line-height: 1.05;
  margin: 0 0 var(--space-5);
  color: var(--brand-deep);
}

/* Brand-aligned: NO italic serif. Use sky-blue weight contrast for the highlighted word */
.hero-title em {
  font-style: normal;
  color: var(--brand-sky);
  font-weight: 700;
}

.hero-sub {
  font-family: var(--font-body);
  font-size: var(--text-md);
  font-weight: 400;
  line-height: 1.55;
  color: var(--text-muted);
  max-width: 580px;
}

/* =========================================================
   Result card
   ========================================================= */
.result-card {
  background: var(--surface-panel);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
  margin-bottom: var(--space-8);
  position: relative;
  overflow: hidden;
}

/* Subtle brand stripe along the top */
.result-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--brand-deep), var(--brand-sky));
}

.result-grid {
  display: grid;
  grid-template-columns: 1.1fr 2fr;
  gap: var(--space-8);
  align-items: center;
}

@media (max-width: 920px) {
  .result-grid { grid-template-columns: 1fr; gap: var(--space-7); }
}

.result-label {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin: 0 0 var(--space-3);
}

.result-value {
  font-family: var(--font-display);
  font-size: clamp(48px, 7vw, 76px);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1;
  color: var(--brand-deep);
  font-variant-numeric: tabular-nums lining-nums;
  margin: 0 0 var(--space-3);
  transition: color var(--dur) var(--ease);
}

.result-meta {
  font-size: var(--text-sm);
  color: var(--text-muted);
  margin: 0 0 var(--space-5);
}

/* Segmented dollar-mode toggle (Today's $ / Future $) */
.dollar-mode-row {
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.dollar-mode-row .help-trigger {
  margin-left: 0;
  vertical-align: 0;
}

.dollar-mode {
  display: inline-flex;
  align-items: stretch;
  background: var(--surface-soft);
  border: 1px solid var(--border-subtle);
  border-radius: 999px;
  padding: 3px;
  gap: 2px;
}

.dollar-mode-btn {
  appearance: none;
  border: 0;
  background: transparent;
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: var(--text-muted);
  padding: 7px 14px;
  border-radius: 999px;
  cursor: pointer;
  transition: background var(--dur) var(--ease), color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
  font-variant-numeric: tabular-nums lining-nums;
}

.dollar-mode-btn:hover {
  color: var(--brand-deep);
}

.dollar-mode-btn.is-active {
  background: var(--brand-deep);
  color: var(--brand-white);
  box-shadow: 0 1px 2px rgba(0,0,0,0.08);
}

.dollar-mode-btn:focus-visible {
  outline: 2px solid var(--brand-sky);
  outline-offset: 2px;
}

.kpi-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-3);
}

@media (max-width: 640px) {
  .kpi-row { grid-template-columns: 1fr; }
}

.kpi {
  background: var(--surface-soft);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: var(--space-5);
  transition: border-color var(--dur) var(--ease), background var(--dur) var(--ease);
}

.kpi:hover {
  border-color: var(--brand-light);
  background: var(--brand-light-tint40);
}

.kpi-highlight {
  background: var(--brand-light-tint40);
  border-color: rgba(93, 128, 178, 0.25);
}

.kpi-label {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin: 0 0 var(--space-2);
}

.kpi-value {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--brand-deep);
  font-variant-numeric: tabular-nums lining-nums;
  letter-spacing: -0.015em;
  margin: 0 0 4px;
}

.kpi-highlight .kpi-value { color: var(--brand-deep); }

.kpi-sub {
  font-size: 12px;
  color: var(--text-muted);
}

/* =========================================================
   Main grid (controls + charts)
   ========================================================= */
.main-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: var(--space-6);
  margin-bottom: var(--space-8);
}

@media (max-width: 1080px) {
  .main-grid { grid-template-columns: 1fr; }
}

.panel {
  background: var(--surface-panel);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-7);
  box-shadow: var(--shadow-xs);
}

.panel-title {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--brand-deep);
  letter-spacing: -0.015em;
  margin: 0 0 var(--space-2);
}

.panel-sub {
  font-size: var(--text-sm);
  color: var(--text-muted);
  margin: 0 0 var(--space-5);
}

/* =========================================================
   Controls
   ========================================================= */
.controls .panel-title { margin-bottom: var(--space-6); }

.control {
  margin-bottom: var(--space-5);
}

.control:last-child { margin-bottom: 0; }

.control-divider {
  border-top: 1px solid var(--border-subtle);
  padding-top: var(--space-5);
  margin-top: var(--space-6);
}

.control-head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: var(--space-3);
  margin-bottom: 10px;
}

.control-head label {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 500;
  color: var(--text-body);
  letter-spacing: 0.005em;
}

.control-hint {
  display: inline-block;
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 11px;
  color: var(--text-faint);
  letter-spacing: 0;
  margin-left: 6px;
  text-transform: none;
}

/* Help trigger — small ? button next to each label */
.help-trigger {
  appearance: none;
  border: 1px solid var(--border-subtle);
  background: var(--surface-soft);
  color: var(--text-muted);
  width: 16px;
  height: 16px;
  border-radius: 50%;
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  line-height: 1;
  padding: 0;
  margin-left: 6px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  vertical-align: 1px;
  transition: background var(--dur) var(--ease), color var(--dur) var(--ease), border-color var(--dur) var(--ease), transform var(--dur) var(--ease);
}

.help-trigger:hover,
.help-trigger.is-open {
  background: var(--brand-deep);
  border-color: var(--brand-deep);
  color: var(--brand-white);
}

.help-trigger:focus-visible {
  outline: 2px solid var(--brand-sky);
  outline-offset: 2px;
}

/* Shared tooltip popover (positioned via inline style by JS) */
.help-tip {
  position: absolute;
  z-index: 80;
  max-width: 320px;
  background: var(--brand-deep);
  color: var(--brand-white);
  border-radius: var(--radius-md);
  padding: 14px 36px 14px 14px;
  box-shadow: 0 14px 40px rgba(16, 30, 90, 0.22), 0 2px 6px rgba(0,0,0,0.08);
  font-family: var(--font-body);
  font-size: 13px;
  line-height: 1.5;
  opacity: 0;
  transform: translateY(-4px);
  transition: opacity 160ms var(--ease), transform 160ms var(--ease);
  pointer-events: none;
}

.help-tip.is-visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

.help-tip-text {
  margin: 0;
  color: inherit;
}

.help-tip-close {
  position: absolute;
  top: 6px;
  right: 6px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 0;
  background: rgba(255,255,255,0.08);
  color: var(--brand-white);
  font-size: 16px;
  line-height: 1;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: background var(--dur) var(--ease);
}

.help-tip-close:hover {
  background: rgba(255,255,255,0.18);
}

.help-tip-arrow {
  position: absolute;
  width: 12px;
  height: 12px;
  background: var(--brand-deep);
  transform: rotate(45deg);
  z-index: -1;
}

/* Arrow position varies; default = pointing up from above the trigger */
.help-tip[data-placement="bottom"] .help-tip-arrow {
  top: -5px;
  left: var(--arrow-x, 20px);
}
.help-tip[data-placement="top"] .help-tip-arrow {
  bottom: -5px;
  left: var(--arrow-x, 20px);
}

@media (max-width: 640px) {
  .help-tip {
    max-width: calc(100vw - 32px);
  }
}

.control-value {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--brand-deep);
  font-variant-numeric: tabular-nums lining-nums;
  letter-spacing: -0.01em;
}

.control-value.editable {
  cursor: text;
  padding: 2px 8px;
  border-radius: var(--radius-sm);
  border: 1px dashed transparent;
  transition: all var(--dur) var(--ease);
}

.control-value.editable:hover,
.control-value.editable:focus {
  background: var(--brand-light-tint40);
  border-color: var(--brand-light);
  outline: none;
}

.control-value-input {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--brand-deep);
  background: var(--brand-white);
  border: 1.5px solid var(--brand-sky);
  border-radius: var(--radius-sm);
  padding: 2px 8px;
  width: 110px;
  text-align: right;
  font-variant-numeric: tabular-nums lining-nums;
  outline: none;
}

.control-value-input:focus {
  border-color: var(--brand-deep);
  box-shadow: 0 0 0 3px rgba(93, 128, 178, 0.18);
}

/* Range slider — brand-styled */
input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  background: transparent;
  margin: 0;
}

input[type="range"]::-webkit-slider-runnable-track {
  height: 5px;
  background: var(--brand-light-tint40);
  border-radius: var(--radius-pill);
}

input[type="range"]::-moz-range-track {
  height: 5px;
  background: var(--brand-light-tint40);
  border-radius: var(--radius-pill);
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  height: 22px;
  width: 22px;
  border-radius: 50%;
  background: var(--brand-deep);
  border: 3px solid var(--brand-white);
  box-shadow: 0 2px 6px rgba(16, 30, 90, 0.25);
  margin-top: -8.5px;
  cursor: pointer;
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), background var(--dur) var(--ease);
}

input[type="range"]::-moz-range-thumb {
  height: 22px;
  width: 22px;
  border-radius: 50%;
  background: var(--brand-deep);
  border: 3px solid var(--brand-white);
  box-shadow: 0 2px 6px rgba(16, 30, 90, 0.25);
  cursor: pointer;
}

input[type="range"]:hover::-webkit-slider-thumb {
  background: var(--brand-sky);
  transform: scale(1.06);
}

input[type="range"]:active::-webkit-slider-thumb {
  background: var(--brand-sky);
  box-shadow: 0 0 0 6px rgba(93, 128, 178, 0.18);
}

input[type="range"]:focus { outline: none; }
input[type="range"]:focus::-webkit-slider-thumb {
  box-shadow: 0 0 0 6px rgba(93, 128, 178, 0.18);
}

.range-meta {
  display: flex;
  justify-content: space-between;
  margin-top: 8px;
  font-size: 11px;
  color: var(--text-faint);
  font-variant-numeric: tabular-nums;
}

/* Toggle */
.toggle-row {
  margin-top: var(--space-6);
  padding-top: var(--space-5);
  border-top: 1px solid var(--border-subtle);
}

.toggle {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
  cursor: pointer;
  user-select: none;
}

.toggle input { display: none; }

.toggle-track {
  position: relative;
  width: 38px;
  height: 22px;
  background: var(--brand-light-tint40);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-pill);
  transition: all var(--dur) var(--ease);
}

.toggle-thumb {
  position: absolute;
  top: 2px;
  left: 2px;
  width: 16px;
  height: 16px;
  background: var(--brand-white);
  border-radius: 50%;
  box-shadow: 0 1px 3px rgba(16, 30, 90, 0.18);
  transition: transform var(--dur) var(--ease), background var(--dur) var(--ease);
}

.toggle input:checked + .toggle-track {
  background: var(--brand-deep);
  border-color: var(--brand-deep);
}

.toggle input:checked + .toggle-track .toggle-thumb {
  transform: translateX(16px);
  background: var(--brand-white);
}

.toggle-label {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 500;
  color: var(--text-body);
}

/* =========================================================
   Charts panel
   ========================================================= */
.charts {
  display: grid;
  gap: var(--space-6);
  grid-template-rows: 1fr auto;
}

.chart-panel { display: flex; flex-direction: column; }

.chart-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: var(--space-4);
  margin-bottom: var(--space-5);
}

.legend {
  display: flex;
  gap: var(--space-5);
  flex-wrap: wrap;
}

.legend-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 500;
  color: var(--text-muted);
}

.dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
}

.dot-contrib { background: var(--brand-light); border: 1px solid var(--brand-sky); }
.dot-growth  { background: var(--brand-deep); }

.chart-wrap {
  position: relative;
  width: 100%;
  height: 360px;
  flex: 1;
}

@media (max-width: 720px) {
  .chart-wrap { height: 280px; }
}

/* Donut */
.chart-panel-small { padding-bottom: var(--space-7); }

.donut-wrap {
  position: relative;
  width: 100%;
  height: 220px;
  margin: var(--space-3) 0 var(--space-5);
}

.donut-center {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
  pointer-events: none;
}

.donut-label {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin: 0 0 4px;
}

.donut-value {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 700;
  color: var(--brand-deep);
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.015em;
  margin: 0;
}

.breakdown-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.breakdown-row {
  display: grid;
  grid-template-columns: 14px 1fr auto;
  align-items: center;
  gap: var(--space-3);
  font-size: 13px;
  color: var(--text-body);
}

.breakdown-row .name { color: var(--text-body); font-weight: 400; }
.breakdown-row .value { color: var(--brand-deep); font-weight: 600; font-variant-numeric: tabular-nums; }

.swatch {
  width: 12px;
  height: 12px;
  border-radius: 3px;
  display: inline-block;
}

/* =========================================================
   Paycheck panel (retirement income)
   ========================================================= */
.paycheck-panel {
  margin-bottom: var(--space-8);
  padding: var(--space-8);
  position: relative;
}

.paycheck-header {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: var(--space-7);
  align-items: start;
  margin-bottom: var(--space-7);
}

@media (max-width: 920px) {
  .paycheck-header { grid-template-columns: 1fr; }
}

.paycheck-header .eyebrow { margin-bottom: var(--space-3); }

.paycheck-header .panel-title {
  font-size: clamp(24px, 3vw, 30px);
  margin-bottom: var(--space-3);
}

.paycheck-header .panel-sub em {
  font-style: normal;
  font-weight: 600;
  color: var(--brand-deep);
}

/* Social Security controls */
.ss-controls {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-4);
  margin-top: var(--space-5);
  padding: var(--space-4) var(--space-5);
  background: var(--surface-soft);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
}

.ss-toggle {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
  cursor: pointer;
  user-select: none;
}

.ss-toggle input { display: none; }

.ss-toggle-track {
  position: relative;
  width: 36px;
  height: 20px;
  background: var(--border-strong);
  border-radius: var(--radius-pill);
  transition: all var(--dur) var(--ease);
}

.ss-toggle-thumb {
  position: absolute;
  top: 2px;
  left: 2px;
  width: 16px;
  height: 16px;
  background: var(--brand-white);
  border-radius: 50%;
  box-shadow: 0 1px 3px rgba(16, 30, 90, 0.2);
  transition: transform var(--dur) var(--ease);
}

.ss-toggle input:checked + .ss-toggle-track {
  background: var(--brand-deep);
}

.ss-toggle input:checked + .ss-toggle-track .ss-toggle-thumb {
  transform: translateX(16px);
}

.ss-toggle-label {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 500;
  color: var(--text-body);
}

.ss-amount {
  display: inline-flex;
  align-items: baseline;
  gap: 8px;
  flex-wrap: wrap;
}

.ss-amount-label {
  font-size: 12px;
  color: var(--text-muted);
}

.ss-amount-value {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: var(--brand-deep);
  font-variant-numeric: tabular-nums;
}

.ss-reset {
  background: none;
  border: 1px solid var(--border-subtle);
  color: var(--text-muted);
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 500;
  padding: 3px 10px;
  border-radius: var(--radius-pill);
  cursor: pointer;
  transition: all var(--dur) var(--ease);
}

.ss-reset:hover {
  background: var(--brand-light-tint40);
  border-color: var(--brand-light);
  color: var(--brand-deep);
}

.ss-controls.is-disabled .ss-amount { opacity: 0.45; }

/* Replacement ratio card */
.paycheck-replacement {
  background: var(--surface-soft);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: var(--space-5);
}

.replacement-label {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin: 0 0 var(--space-2);
}

.replacement-value {
  font-family: var(--font-display);
  font-size: 38px;
  font-weight: 700;
  color: var(--brand-deep);
  letter-spacing: -0.025em;
  font-variant-numeric: tabular-nums;
  line-height: 1;
  margin: 0 0 var(--space-3);
}

.replacement-bar {
  position: relative;
  width: 100%;
  height: 8px;
  background: var(--brand-light-tint40);
  border-radius: var(--radius-pill);
  overflow: visible;
  margin-bottom: var(--space-3);
}

.replacement-bar-fill {
  height: 100%;
  background: var(--brand-deep);
  border-radius: var(--radius-pill);
  width: 0%;
  transition: width var(--dur-slow) var(--ease), background var(--dur) var(--ease);
}

.replacement-bar-target {
  position: absolute;
  left: 75%;
  top: -4px;
  width: 2px;
  height: 16px;
  background: var(--brand-sky);
  border-radius: 2px;
}

.replacement-bar-target::after {
  content: 'target 75%';
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  font-family: var(--font-display);
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--brand-sky);
  white-space: nowrap;
}

.replacement-sub {
  font-size: 12px;
  color: var(--text-muted);
}

/* Tri-state: replacement card variants */
.paycheck-replacement.is-good .replacement-value { color: var(--success); }
.paycheck-replacement.is-good .replacement-bar-fill { background: var(--success); }
.paycheck-replacement.is-mid  .replacement-value { color: var(--warn); }
.paycheck-replacement.is-mid  .replacement-bar-fill { background: var(--warn); }
.paycheck-replacement.is-gap  .replacement-value { color: var(--danger); }
.paycheck-replacement.is-gap  .replacement-bar-fill { background: var(--danger); }

/* Paycheck cards */
.paycheck-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-4);
  margin-bottom: var(--space-6);
}

@media (max-width: 760px) {
  .paycheck-cards { grid-template-columns: 1fr; }
}

.paycheck-card {
  background: var(--surface-panel);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: var(--space-5);
  position: relative;
  transition: all var(--dur) var(--ease);
}

.paycheck-card:hover {
  border-color: var(--brand-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.paycheck-card-featured {
  background: var(--brand-deep);
  border-color: var(--brand-deep);
}

.paycheck-card-featured::after {
  content: 'recommended';
  position: absolute;
  top: -10px;
  right: var(--space-4);
  background: var(--brand-sky);
  color: var(--brand-white);
  font-family: var(--font-display);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: var(--radius-pill);
}

.paycheck-card-label {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin: 0 0 4px;
}

.paycheck-card-featured .paycheck-card-label { color: var(--brand-light); }

.paycheck-card-rate {
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 400;
  color: var(--text-faint);
  margin: 0 0 var(--space-3);
}

.paycheck-card-featured .paycheck-card-rate { color: var(--brand-light-tint40); opacity: 0.85; }

.paycheck-card-value {
  font-family: var(--font-display);
  font-size: 30px;
  font-weight: 700;
  color: var(--brand-deep);
  letter-spacing: -0.025em;
  font-variant-numeric: tabular-nums;
  line-height: 1;
  margin: 0 0 6px;
}

.paycheck-card-featured .paycheck-card-value { color: var(--brand-white); }

.paycheck-card-sub {
  font-size: 12px;
  color: var(--text-muted);
  margin: 0 0 var(--space-3);
}

.paycheck-card-featured .paycheck-card-sub { color: var(--brand-light); }

.paycheck-card-breakdown {
  font-size: 11px;
  color: var(--text-faint);
  margin: 0;
  font-variant-numeric: tabular-nums;
}

.paycheck-card-featured .paycheck-card-breakdown { color: var(--brand-light); opacity: 0.85; }

.breakdown-plus { color: var(--text-faint); margin: 0 4px; }
.paycheck-card-featured .breakdown-plus { color: var(--brand-light); opacity: 0.6; }

/* Paycheck callout */
.paycheck-callout {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  padding: var(--space-5);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-5);
  background: var(--brand-light-tint40);
  border: 1px solid rgba(93, 128, 178, 0.2);
}

.paycheck-callout-icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--brand-deep);
  flex: 0 0 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--brand-white);
}

.paycheck-callout-icon::before {
  content: '✓';
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 16px;
  line-height: 1;
}

.paycheck-callout.is-mid .paycheck-callout-icon { background: var(--warn); }
.paycheck-callout.is-mid .paycheck-callout-icon::before { content: '!'; }
.paycheck-callout.is-gap .paycheck-callout-icon { background: var(--danger); }
.paycheck-callout.is-gap .paycheck-callout-icon::before { content: '!'; }

.paycheck-callout-title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: var(--brand-deep);
  margin: 0 0 4px;
}

.paycheck-callout-text {
  font-size: 13px;
  color: var(--text-body);
  line-height: 1.55;
}

.paycheck-disclaimer {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.55;
  padding: var(--space-4) 0 0;
  border-top: 1px solid var(--border-subtle);
}

.paycheck-disclaimer a { color: var(--brand-deep); font-weight: 500; }

/* =========================================================
   CTA card
   ========================================================= */
.cta-card {
  background: var(--brand-deep);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-7);
  margin-bottom: var(--space-8);
  position: relative;
  overflow: hidden;
  flex-wrap: wrap;
  color: var(--brand-white);
}

.cta-card::after {
  content: '';
  position: absolute;
  right: -100px;
  bottom: -100px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  background: radial-gradient(circle at center, rgba(93, 128, 178, 0.55), transparent 70%);
  pointer-events: none;
}

.cta-content { position: relative; z-index: 1; max-width: 580px; }
.cta-actions { position: relative; z-index: 1; display: flex; gap: var(--space-3); flex-wrap: wrap; }

.cta-eyebrow {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--brand-light);
  margin: 0 0 var(--space-3);
  padding: 6px 12px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(172, 189, 211, 0.25);
  border-radius: var(--radius-pill);
}

.cta-title {
  font-family: var(--font-display);
  font-size: clamp(26px, 3vw, var(--text-2xl));
  font-weight: 700;
  letter-spacing: -0.025em;
  color: var(--brand-white);
  margin: 0 0 var(--space-3);
  line-height: 1.15;
}

.cta-body {
  font-size: var(--text-base);
  color: var(--brand-light-tint40);
  line-height: 1.55;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.005em;
  padding: 14px 22px;
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--dur) var(--ease);
  text-decoration: none;
}

.btn-primary {
  background: var(--brand-white);
  color: var(--brand-deep);
}

.btn-primary:hover {
  background: var(--brand-light-tint40);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.18);
}

/* Inside the (light) modal, primary buttons need to invert to navy fill */
.modal-card .btn-primary {
  background: var(--brand-deep);
  color: var(--brand-white);
}

.modal-card .btn-primary:hover {
  background: #0a163f;
  color: var(--brand-white);
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(16, 30, 90, 0.28);
}

.btn-secondary {
  background: transparent;
  color: var(--brand-white);
  border: 1.5px solid rgba(255, 255, 255, 0.35);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--brand-white);
}

/* High-energy primary CTA on the dark card — make this button impossible to miss */
.btn-cta {
  position: relative;
  background: linear-gradient(135deg, #FF6B3D 0%, #E8472B 100%);
  color: #ffffff;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.005em;
  padding: 16px 26px;
  border-radius: var(--radius-md);
  box-shadow:
    0 10px 24px rgba(232, 71, 43, 0.42),
    0 2px 6px rgba(232, 71, 43, 0.32),
    inset 0 1px 0 rgba(255, 255, 255, 0.22);
  overflow: hidden;
  isolation: isolate;
  animation: btnCtaPulse 2.6s ease-in-out infinite;
}

.btn-cta .btn-cta-glow {
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(120deg, transparent 0%, transparent 35%, rgba(255, 255, 255, 0.35) 50%, transparent 65%, transparent 100%);
  background-size: 220% 100%;
  background-position: -50% 0;
  pointer-events: none;
  z-index: 0;
  animation: btnCtaShine 3.2s ease-in-out infinite;
}

.btn-cta > svg,
.btn-cta > span:not(.btn-cta-glow) {
  position: relative;
  z-index: 1;
}

.btn-cta .btn-cta-arrow {
  transition: transform var(--dur) var(--ease);
}

.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow:
    0 16px 32px rgba(232, 71, 43, 0.55),
    0 4px 10px rgba(232, 71, 43, 0.42),
    inset 0 1px 0 rgba(255, 255, 255, 0.28);
  animation-play-state: paused;
}

.btn-cta:hover .btn-cta-arrow {
  transform: translateX(3px);
}

.btn-cta:active {
  transform: translateY(0);
  box-shadow:
    0 6px 14px rgba(232, 71, 43, 0.42),
    inset 0 1px 0 rgba(255, 255, 255, 0.18);
}

.btn-cta:focus-visible {
  outline: 3px solid rgba(255, 184, 158, 0.9);
  outline-offset: 3px;
}

@keyframes btnCtaPulse {
  0%, 100% {
    box-shadow:
      0 10px 24px rgba(232, 71, 43, 0.42),
      0 2px 6px rgba(232, 71, 43, 0.32),
      inset 0 1px 0 rgba(255, 255, 255, 0.22),
      0 0 0 0 rgba(255, 107, 61, 0.5);
  }
  50% {
    box-shadow:
      0 12px 28px rgba(232, 71, 43, 0.5),
      0 2px 6px rgba(232, 71, 43, 0.32),
      inset 0 1px 0 rgba(255, 255, 255, 0.22),
      0 0 0 8px rgba(255, 107, 61, 0);
  }
}

@keyframes btnCtaShine {
  0% { background-position: -50% 0; }
  60%, 100% { background-position: 150% 0; }
}

@media (prefers-reduced-motion: reduce) {
  .btn-cta,
  .btn-cta .btn-cta-glow {
    animation: none;
  }
}

.btn-full { width: 100%; }

.btn-spinner {
  width: 14px;
  height: 14px;
  border: 2px solid currentColor;
  border-right-color: transparent;
  border-radius: 50%;
  animation: spin 700ms linear infinite;
}

@keyframes spin { to { transform: rotate(360deg); } }

/* =========================================================
   Insight footer
   ========================================================= */
.insight {
  display: flex;
  align-items: flex-start;
  gap: var(--space-5);
  padding: var(--space-7);
  background: var(--surface-panel);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-8);
  box-shadow: var(--shadow-xs);
}

.insight-icon {
  flex: 0 0 56px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--brand-light-tint40);
  color: var(--brand-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(93, 128, 178, 0.2);
}

.insight-title {
  font-family: var(--font-display);
  font-size: var(--text-md);
  font-weight: 700;
  color: var(--brand-deep);
  margin: 0 0 4px;
}

.insight-body {
  font-size: var(--text-sm);
  color: var(--text-muted);
  line-height: 1.55;
}

/* =========================================================
   Disclaimer strip (compliance copy that stays with the calculator)
   ========================================================= */
.disclaimer-strip {
  margin-top: var(--space-7);
}

.disclaimer {
  font-size: 11px;
  color: var(--text-faint);
  line-height: 1.6;
  padding: var(--space-5);
  background: var(--surface-soft);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-subtle);
}

.disclaimer strong {
  color: var(--text-body);
  font-weight: 600;
}

/* =========================================================
   Modal
   ========================================================= */
.modal {
  position: fixed;
  inset: 0;
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-5);
  animation: fadeIn 220ms var(--ease);
}

.modal[hidden] { display: none; }

@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

.modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(16, 30, 90, 0.55);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  cursor: pointer;
}

.modal-card {
  position: relative;
  background: var(--surface-panel);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  max-width: 580px;
  width: 100%;
  max-height: 92vh;
  overflow-y: auto;
  box-shadow: var(--shadow-lg);
  animation: pop 320ms var(--ease);
}

@keyframes pop {
  from { transform: translateY(8px) scale(0.985); opacity: 0; }
  to   { transform: none; opacity: 1; }
}

.modal-close {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--surface-soft);
  border: 1px solid var(--border-subtle);
  color: var(--text-muted);
  font-size: 22px;
  line-height: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--dur) var(--ease);
}

.modal-close:hover {
  background: var(--brand-light-tint40);
  color: var(--brand-deep);
}

.modal-title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--brand-deep);
  letter-spacing: -0.02em;
  margin: 0 0 var(--space-3);
  line-height: 1.2;
}

.modal-sub {
  font-size: var(--text-sm);
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0 0 var(--space-6);
}

/* Form fields */
.lead-form { display: flex; flex-direction: column; gap: var(--space-4); }
.lead-form[hidden] { display: none; }

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
}

@media (max-width: 540px) {
  .field-row { grid-template-columns: 1fr; }
}

.field { display: flex; flex-direction: column; gap: 6px; }

.field label {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.optional {
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0;
  text-transform: none;
  color: var(--text-faint);
}

.field input,
.field select,
.field textarea {
  background: var(--surface-panel);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-md);
  padding: 12px 14px;
  font-size: 14px;
  font-family: var(--font-body);
  color: var(--text-body);
  outline: none;
  transition: all var(--dur) var(--ease);
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--brand-sky);
  box-shadow: 0 0 0 3px rgba(93, 128, 178, 0.18);
}

.field textarea { resize: vertical; min-height: 80px; }

.field input.error,
.field textarea.error,
.field select.error {
  border-color: var(--danger);
  box-shadow: 0 0 0 3px rgba(181, 69, 59, 0.12);
}

.consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: var(--space-3);
  background: var(--surface-soft);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  font-size: 12px;
  line-height: 1.5;
  color: var(--text-body);
  cursor: pointer;
  user-select: none;
}

.consent input[type="checkbox"] {
  margin-top: 2px;
  flex: 0 0 auto;
  accent-color: var(--brand-deep);
  width: 16px;
  height: 16px;
}

.consent strong { color: var(--brand-deep); font-weight: 600; }

.form-error {
  background: var(--danger-soft);
  color: var(--danger);
  padding: 10px 12px;
  border-radius: var(--radius-md);
  font-size: 12px;
  border: 1px solid rgba(181, 69, 59, 0.2);
}

.success-state {
  text-align: center;
  padding: var(--space-7) var(--space-4);
}

.success-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--success-soft);
  color: var(--success);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-4);
  border: 1px solid rgba(47, 125, 90, 0.25);
}

.success-state h3 {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--brand-deep);
  margin: 0 0 var(--space-2);
}

.success-state p {
  font-size: var(--text-sm);
  color: var(--text-muted);
  line-height: 1.55;
}

/* =========================================================
   Misc utility
   ========================================================= */
.pulse { animation: pulse 600ms var(--ease); }

@keyframes pulse {
  0%   { transform: scale(1); }
  40%  { transform: scale(1.025); }
  100% { transform: scale(1); }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}